---
title: SBA Readiness Checklist
description: Use our SBA Readiness Checklist to see if you're prepared to qualify for small business lending. A quick, practical tool for restaurant buyers from We Sell Restaurants.
image: https://blog.wesellrestaurants.com/hubfs/sba.png
---

[![new-wsrlogo](https://blog.wesellrestaurants.com/hs-fs/hubfs/Imported%20images/new-wsrlogo.png?width=235&name=new-wsrlogo.png "new-wsrlogo")](https://www.wesellrestaurants.com/)

QUESTIONS? Call or Text [** 404-800-6700](tel:404-800-6700)

![franchise resale checkup-1](https://blog.wesellrestaurants.com/hs-fs/hubfs/franchise%20resale%20checkup-1.png?width=800&height=800&name=franchise%20resale%20checkup-1.png "franchise resale checkup-1")

##### Are You Ready for SBA Lending?

**3 Financial Metrics You Should Know**

What determines a restaurant's value? We explain the basics every buyer should know.

**Owner Benefit**

Occupancy, Food Cost and Labor Expense as a rate to sales dramatically affect profitability. Learn how.

**"Off the Books" Income**

Whats is it? We explain this term along with Discretionary Earnigs, Seller`s Discretionary Cash Flow and more.

**Restaurant Valuation Basics**

Stated earnings are never the basis for a valuation. Learn why.

###### More Resources for Selling a Restaurant

[**Restaurant Assessment Tool**](Https://www.wesellrestaurants.com/franchise)

[**Find a Certified Restaurant Broker**](https://www.wesellrestaurants.com)

[**Free Checklist for Selling a Restaurant**](https://www.wesellrestaurants.com)

[**Schedule a Free Evaluation Call**](https://www.wesellrestaurants.com/)